Grief-Talk

Money can be a bondage follow the principle. It’s just that simple.

Money, the taboo word, people are saying “I don’t have it, silence, you going to pay it?, I don’t have enough, I will just use credit. All of these phases and much more are the types of things people say that keeps them in bondage to money.  Money is not the problem it’s how money is viewed. It’s not about how much you have, it’s about what you do with what you have. Fear has gripped so many because they don’t know the first thing about money only that it’s for bills, bills and more bills. Well, of course, we have to pay bills that are a part of life however, the smallest can be made into a lot.  Little simple words of wisdom follow the principle the simple principle coming from a person who’s been there and done that don’t owe a dime to anyone and look you might think I am loaded. That’s fine, but the simple little principle to take an amount that is not even a fraction of what you get but what you spend in one hour go figure.

I will probably be on a soap box for a while with this simple little principle here. Taking the little measly dollar and starting there. You spend more than a dollar every time you walk out of your house. 365.00 looks good to some of you right, 730.00 looks better right? It’s all from a measly dollar you didn’t let a hole burn in your pocket to spend it but used it as a way to change your mindset. I bet if you had 1,460 in your possession now which is 4 years of saving a dollar, I bet you would be happy you have it.

The mindset has to be the first thing you are determined to change. You know you cannot save one dime and go to the consumer credit counseling service to help you, they cannot even help you. Do the simple math and follow a principle that is fast and simple. Think about the power of the Dollar Principle. It’s just that simple do it and see.

Dr. La-Renda Jones

Proverbs 13:11 “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”

Grief- Talk

The Power of the Dollar Principal. 

If there is one area that people struggle with, unchurched, and the churched it’s in the area of finances. There are many reasons for the struggle; the greatest reason is fear.  fear presents itself in the form of a mask, it’s avoided, it’s refused and it can be detrimental in the life of an individual. The mask behind the fear of the dollar is because within one’s background the subject of money may have been a taboo subject. Ancestors may have had the mentality just make enough to get by, others may have accepted where they were and accepted whatever they received.  The dollar always has had power when one has received the power to earn and income in whatever why they could.  Fear will continue to surface if the individual does not dig deeper to address the inner fears that are connected to their financial struggle. I would like to talk about within this article the  Power of the Dollar Principal with hopes someone will learn not to fear money and not allow it to be a creepy monster in one’s ‘life but to spend it freely and wisely.

  1. Talk about money. What does it mean to you? How did your ancestors spend money? go back as far as you could. When is the first time you received money within your life? What feeling did you recall when you received it. Don’t be ashamed to talk about money. Other’s around you may say openly and some may shy away from telling you they cannot afford things. That’s okay. Be open and ask them if this is a problem. Don’t embarrass them but make the subject one they can talk about.
  2. . Saving Strategies. Everyone needs a saving strategy in order to save money. Some have belief in the envelope principal. Money is divided into separate envelopes. Others believe the only way to save money is to keep it within a bank account as that’s what the account is for right? Other strategies are to look at having money in your space at home and not spending it quickly because you know it’s at your fingertips. Other strategies are to be creative the way you save money. Some ways I have found helpful is with items that I make on my own. I like to buy banks that don’t cost much. Most of the time they are items that can be used as pieces for the table or just for decorations. One idea I had used a bottle that was an art piece for a table. The bottle was tall enough to save quarters, nickels or dimes. Moons ago, I found in a dollar store a bank that looked like a Bible and it was a great tool to help children save money.
  3. Allow someone to hold you accountable to the money that you spend. This may be a hard one for many because it goes along with having a strong trust for who the person is. Definitely, this person must be a special person but this person understands and knows you and your financial pattern of spending.  This is someone who can tell you when enough is enough and you will be alright with it.
  4. Discipline, This is probably the hardest to perform when saving money. Most of us are not disciplined but spending is easy and when it’s all gone. it’s gone until you discover you just wasted what you could have had later on. The mindset is where the discipline is going to begin. Set your mind, write it down if you have to, make up in your mind this is what you will do. When you hear the voice saying you are a failure, don’t buy it. It’s a lie to detour you, to take power over you and trap you to remain broke. Make this the final hour, you are going to be disciplined in this area and conquer that fear.
  5. Start out with 7 dollars for 7 days. Find the special spot, jar or whatever you decide to put your dollar at. This is where the beginning starts within you.Each day add a dollar where the place is. Suggestion, I had a Bible, because a Bible is a large book with a lot of pages, guess what a dollar was slipped on every page. There came some excitement with this. Perhaps you may want to use a book that has hundreds of pages. The aim is not to spend these dollars but see them increase.

6. Check on your dollars from time to time, but the aim is not to spend them but to save them. What happens when you have a dollar on all the pages of the book. If you use this idea. Well, guess what? You can start all over again. All of this simply from saving one dollar. We spend more than a dollar a day. Don’t you want to get to the bottle of spending and saving with a little can give you the discipline to save so much more.  Hopes this helps.

 

Dr. La-Renda Jones